Home & Trade Services · lender intelligence

How to finance a (ERS) Electronic Restoration Services

State:

Florida (1)Indiana (3)Maryland (2)Utah (1)

The SBA 7(a) lenders funding the most (ERS) Electronic Restoration Services deals, ranked from public loan records — typical (ERS) Electronic Restoration Services loan about $350K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance (ERS) Electronic Restoration Services

$350K

Typical loan

range $250K–$2.15M

$389K

Est. purchase price

≈ loan ÷ 90%

$52,014

Cash to close

$38,889 down + fees

$4,821/mo

Typical payment

~11% · 10yr

$66,530/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

14 days

Typical time to fund

Lenders competing

more = leverage

5.61%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with (ERS) Electronic Restoration Services

Ranked by funded (ERS) Electronic Restoration Services loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.105 loans · $164M · Brookline, MAFull record →
3.328 loans · $134M · Cleveland, OHFull record →
4.2,539 loans · $965M · Columbus, OHFull record →

7+ funded (ERS) Electronic Restoration Services deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ROK Maryland LLC in Hyattsville, MD — $2.1M (2021) · Beacon Bank and Trust
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
14 days
Approved
11/16/2020
First disbursed
11/30/2020
Loan status
Paid in full (10/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Consumer Electronics Repair and Maintenance
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Brockenhexe Corporation in Jacksonville, FL — $350K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (90%)
Approval → funding
2 days
Approved
7/29/2021
First disbursed
7/31/2021
Loan status
Paid in full (11/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
ROK Maryland LLC in Hyattsville, MD — $250K (2021) · Beacon Bank and Trust
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
14 days
Approved
11/16/2020
First disbursed
11/30/2020
Loan status
Paid in full (10/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
Existing or more than 2 years old
Industry
Consumer Electronics Repair and Maintenance
Funded by Beacon Bank and Trust · Lender record →
Your business? Claim this record · Request removal
Heninger Holdings LLC in West Valley, UT — $150K (2021) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.24% variable
Term
60 mo (5 yrs)
SBA guaranteed
$75K (50%)
Approval → funding
14 days
Approved
12/17/2020
First disbursed
12/31/2020
Loan status
Paid in full (7/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Consumer Electronics Repair and Maintenance
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Indiana Recovery & Restoration, LLC in Indianapolis, IN — $2.3M (2020) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
14 days
Approved
9/16/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
22
Business age
Change of Ownership
Industry
Consumer Electronics Repair and Maintenance
If you were the buyer here
Est. deal size
$2.6M
Est. down payment (10%)
$258K
Est. cash at closing
$356K
Monthly payment
$24,945
Annual debt service
$299K
Cash flow needed (1.25×)
$374K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Indiana Recovery & Restoration, LLC in Indianapolis, IN — $350K (2020) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$175K (50%)
Approved
9/16/2020
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Consumer Electronics Repair and Maintenance
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$4,988
Annual debt service
$60K
Cash flow needed (1.25×)
$75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Indiana Recovery & Restoration, LLC in Indianapolis, IN — $350K (2020) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
119 months
SBA guaranteed
$175K (50%)
Approval → funding
13 days
Approved
9/17/2020
First disbursed
9/30/2020
Loan status
Paid in full (10/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Change of Ownership
Industry
Consumer Electronics Repair and Maintenance
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,779
Annual debt service
$45K
Cash flow needed (1.25×)
$57K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a (ERS) Electronic Restoration Services? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to (ERS) Electronic Restoration Services businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a (ERS) Electronic Restoration Services purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$350K typical (ERS) Electronic Restoration Services loan
4 lenders fund the brand
14 days typical to fund

Buyers researching a (ERS) Electronic Restoration Services typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker (ERS) Electronic Restoration Services record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/ers-electronic-restoration-services
API:: https://www.capbench.com/api/public/lenders?franchise=ers-electronic-restoration-services
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.