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Retail & Shops · lender intelligence

How to finance a Kid to Kid

The SBA 7(a) lenders funding the most Kid to Kid deals, ranked from public loan records — typical Kid to Kid loan about $387K, 0% failure rate across 27 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Kid to Kid

$387K

Typical loan

range $289K–$500K

$430K

Est. purchase price

≈ loan ÷ 90%

$57,454

Cash to close

$42,956 down + fees

$5,003/mo

Typical payment

~9.5% · 10yr

$69,041/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

9

Lenders competing

more = leverage

8.63%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Kid to Kid

Ranked by funded Kid to Kid loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.149 loans · $135M · Mukwonago, WIFull record →
  2. 2.868 loans · $362M · Salt Lake City, UTFull record →
  3. 3.8 loans · $3M · Terrell, TXFull record →
  4. 4.42 loans · $19M · Louisville, KYFull record →
  5. 5.1,296 loans · $1.4B · Wilmington, NCFull record →
  6. 6.5 loans · $4M · Houston, TXFull record →
  7. 7.328 loans · $134M · Cleveland, OHFull record →
  8. 8.33 loans · $15M · Minneapolis, MNFull record →

27+ funded Kid to Kid deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Stewart Group Solutions LLC in Spanish Fort, AL — $500K (2025) · Citizens Bank
  • Cole's Kidz LLC in Jersey Village, TX — $478K (2025) · Citizens Bank
  • Lexsave, LLC in Lexington, KY — $300K (2025) · Republic Bank & Trust Company
  • AJG Corp. in Sioux Falls, SD — $719K (2024) · Celtic Bank Corporation
  • LLAC, LLC in Brownsville, TX — $514K (2024) · Celtic Bank Corporation
  • Unlimited Possibilities LLC in Aurora, CO — $500K (2024) · Citizens Bank
  • Unlimited Possibilities LLC in Aurora, CO — $500K (2024) · Citizens Bank
  • Red Arch Partners L.L.C in West Valley City, UT — $430K (2024) · KeyBank National Association
  • PKK Greenville LLC in Rockwall, TX — $187K (2024) · The American National Bank of Texas
  • K2K RDU LLC in Garner, NC — $546K (2023) · Citizens Bank
  • Syracuse Kid to Kid LLC in Syracuse, NY — $387K (2023) · Citizens Bank
  • Logan Kid to Kid, LLC in Logan, UT — $372K (2023) · Citizens Bank
  • Kid to Kid Arizona, LLC in Gilbert, AZ — $338K (2023) · Citizens Bank
  • PKK Greenville LLC in Greenville, TX — $150K (2023) · The American National Bank of Texas
  • Uptown Cheapskate West York & Kid2Kid West York in York, PA — $1.1M (2022) · Live Oak Banking Company
  • Kid to Kid Wyoming, LLC in Wyoming, MI — $531K (2022) · Citizens Bank
  • Just Be Kind, LLC in Katy, TX — $454K (2022) · Stellar Bank
  • Twig's Kid to Kid, LLC in Austin, TX — $392K (2022) · Citizens Bank
  • Ahwatukee Kid to Kid LLC in Phoenix, AZ — $289K (2022) · Citizens Bank
  • CKB Enterprises LLC in Eagan, MN — $270K (2022) · CRF Small Business Loan Company, LLC

Buying a Kid to Kid? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Kid to Kid businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Kid to Kid purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Citizens Bank funds the most. CapBench is not a lender.

  • $387K typical Kid to Kid loan
  • 0% failure rate (FY20–23)
  • 9 lenders fund the brand
  • 24 days typical to fund

Buyers researching a Kid to Kid typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerKid to Kid record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/kid-to-kid
API:
https://www.capbench.com/api/public/lenders?franchise=kid-to-kid
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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