Home & Trade Services · lender intelligence

How to finance a Merry Maids

State:

The SBA 7(a) lenders funding the most Merry Maids deals, ranked from public loan records — typical Merry Maids loan about $531K, 0% failure rate across 34 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Merry Maids

$531K

Typical loan

range $167K–$744K

$590K

Est. purchase price

≈ loan ÷ 90%

$78,869

Cash to close

$58,967 down + fees

$6,867/mo

Typical payment

~9.5% · 10yr

$94,765/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

7.82%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Merry Maids

Ranked by funded Merry Maids loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.31 loans · $24M · Malvern, PAFull record →
2.24 loans · $21M · Raleigh, NCFull record →
3.66 loans · $68M · Milford, IAFull record →
4.13 loans · $18M · Roseburg, ORFull record →
5.75 loans · $98M · Sioux Falls, SDFull record →
6.9 loans · $10M · Warren, PAFull record →
7.31 loans · $11M · Green Bay, WIFull record →
8.618 loans · $171M · Salt Lake City, UTFull record →
9.741 loans · $149M · Northbrook, ILFull record →
10.1,296 loans · $1.4B · Wilmington, NCFull record →
11.105 loans · $51M · Fitzgerald, GAFull record →
12.15 loans · $13M · Flowood, MSFull record →
13.62 loans · $21M · Saint Cloud, MNFull record →
14.291 loans · $320M · Laguna Hills, CAFull record →
15.23 loans · $21M · Greenwood Village, COFull record →

34+ funded Merry Maids deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

EH Clean I, LLC in Fishers, IN — $1.9M (2026) · Bank of America, National Association
Program
Preferred Lenders Program
Rate at approval
6.4% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approved
1/30/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
95
Business age
New Business or 2 years or less
Industry
Private Households
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
SAILY ENTERPRISES, INC. in Seattle, WA — $150K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$113K (75%)
Approved
2/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Janitorial Services
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
BELLINGHAM CLEANING LLC in Bellingham, WA — $835K (2025) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$626K (75%)
Approval → funding
9 days
Approved
10/30/2024
First disbursed
11/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$928K
Est. down payment (10%)
$93K
Est. cash at closing
$127K
Monthly payment
$10,919
Annual debt service
$131K
Cash flow needed (1.25×)
$164K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
Lineman Enterprises, Inc. in Levittown, NY — $632K (2025) · purchase · Colony Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$474K (75%)
Approval → funding
45 days
Approved
1/13/2025
First disbursed
2/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$702K
Est. down payment (10%)
$70K
Est. cash at closing
$94K
Monthly payment
$8,175
Annual debt service
$98K
Cash flow needed (1.25×)
$123K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
Stat Clean LLC in Weston, WI — $586K (2025) · Nicolet National Bank
Program
Preferred Lenders Program
Rate at approval
7.55% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$439K (75%)
Approval → funding
15 days
Approved
9/16/2025
First disbursed
10/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Janitorial Services
Funded by Nicolet National Bank · Lender record →
Your business? Claim this record · Request removal
Clean Collective LLC in Las Vegas, NV — $344K (2025) · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$258K (75%)
Approval → funding
2 days
Approved
9/17/2025
First disbursed
9/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Janitorial Services
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
Good Value Cleaning Anaheim, LLC in Anaheim, CA — $245K (2025) · North State Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$184K (75%)
Approval → funding
31 days
Approved
9/23/2025
First disbursed
10/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Cleaning Ninjas LLC in Gold River, CA — $235K (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.99% variable
Term
120 mo (10 yrs)
SBA guaranteed
$176K (75%)
Approved
4/24/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$261K
Est. down payment (10%)
$26K
Est. cash at closing
$35K
Monthly payment
$3,236
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Sheets Ventures LLC in Idaho Falls, ID — $150K (2024) · North State Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
8 days
Approved
6/27/2024
First disbursed
7/5/2024
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
DJR DOMESTIC SOLUTIONS LLC in Williamsville, NY — $50K (2024) · Northwest Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
6/26/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Janitorial Services
Funded by Northwest Bank · Lender record →
Your business? Claim this record · Request removal
MM SPOKANE, LLC in Spokane Valley, WA — $1.1M (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$856K (75%)
Approval → funding
34 days
Approved
1/4/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$127K
Est. cash at closing
$174K
Monthly payment
$13,843
Annual debt service
$166K
Cash flow needed (1.25×)
$208K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
KBT Services Group Inc in Raleigh, NC — $1.1M (2023) · purchase · North State Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$840K (75%)
Approval → funding
13 days
Approved
7/19/2023
First disbursed
8/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$124K
Est. cash at closing
$171K
Monthly payment
$15,263
Annual debt service
$183K
Cash flow needed (1.25×)
$229K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Second Act, Inc. in Fairfield, CT — $975K (2023) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$731K (75%)
Approved
2/8/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$108K
Est. cash at closing
$149K
Monthly payment
$12,750
Annual debt service
$153K
Cash flow needed (1.25×)
$191K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
MM SAN DIEGO CENTRAL, LLC in El Cajon, CA — $812K (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$609K (75%)
Approval → funding
21 days
Approved
1/17/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$902K
Est. down payment (10%)
$90K
Est. cash at closing
$124K
Monthly payment
$9,852
Annual debt service
$118K
Cash flow needed (1.25×)
$148K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
MM LYNNWOOD, LLC in Lynnwood, WA — $744K (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$558K (75%)
Approved
12/15/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$827K
Est. down payment (10%)
$83K
Est. cash at closing
$113K
Monthly payment
$9,027
Annual debt service
$108K
Cash flow needed (1.25×)
$135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
MM LYNNWOOD, LLC in Lynnwood, WA — $744K (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$558K (75%)
Approval → funding
18 days
Approved
12/15/2022
First disbursed
1/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$827K
Est. down payment (10%)
$83K
Est. cash at closing
$113K
Monthly payment
$9,027
Annual debt service
$108K
Cash flow needed (1.25×)
$135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Merry Maids of Aurora in Aurora, CO — $744K (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$558K (75%)
Approval → funding
21 days
Approved
1/11/2023
First disbursed
2/1/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$827K
Est. down payment (10%)
$83K
Est. cash at closing
$113K
Monthly payment
$9,027
Annual debt service
$108K
Cash flow needed (1.25×)
$135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
MM EVERETT, LLC in Lake Stevens, WA — $728K (2023) · purchase · Customers Bank
Program
Preferred Lenders Program
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$546K (75%)
Approval → funding
18 days
Approved
12/15/2022
First disbursed
1/2/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$809K
Est. down payment (10%)
$81K
Est. cash at closing
$111K
Monthly payment
$8,833
Annual debt service
$106K
Cash flow needed (1.25×)
$132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
Boise MM, LLC in Meridian, ID — $680K (2023) · purchase · bankcda
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
136 months
SBA guaranteed
$510K (75%)
Approval → funding
4 days
Approved
12/12/2022
First disbursed
12/16/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$756K
Est. down payment (10%)
$76K
Est. cash at closing
$101K
Monthly payment
$7,899
Annual debt service
$95K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by bankcda
Your business? Claim this record · Request removal
MM Provo, LLC in Provo, UT — $584K (2023) · purchase · Customers Bank
Program
7a General
Rate at approval
8% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$438K (75%)
Approval → funding
21 days
Approved
4/14/2023
First disbursed
5/5/2023
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$649K
Est. down payment (10%)
$65K
Est. cash at closing
$87K
Monthly payment
$7,086
Annual debt service
$85K
Cash flow needed (1.25×)
$106K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Merry Maids businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Merry Maids purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Customers Bank funds the most. CapBench is not a lender.

$531K typical Merry Maids loan
0% failure rate (FY20–23)
17 lenders fund the brand
18 days typical to fund

Buyers researching a Merry Maids typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Merry Maids record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/merry-maids
API:: https://www.capbench.com/api/public/lenders?franchise=merry-maids
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.