Financing a solid waste collection acquisition in Virginia

State:

The SBA 7(a) lenders funding the most solid waste collection acquisitions in Virginia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance solid waste collection in Virginia

$607K

Typical loan

range $250K–$975K

$674K

Est. purchase price

≈ loan ÷ 90%

$90,207

Cash to close

$67,444 down + fees

$7,854/mo

Typical payment

~9.5% · 10yr

$108,385/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

5.83%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in solid waste collection · Virginia

Ranked by funded solid waste collection acquisitions in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.1 loans · $0M · Atlanta, GAFull record →

3+ funded Solid Waste Collection in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JMLP VIRGINIA, LLC in Elkton, VA — $975K (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$731K (75%)
Approval → funding
23 days
Approved
6/8/2022
First disbursed
7/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$108K
Est. cash at closing
$149K
Monthly payment
$10,341
Annual debt service
$124K
Cash flow needed (1.25×)
$155K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
JMLP VIRGINIA, LLC in Elkton, VA — $250K (2022) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
23 days
Approved
6/8/2022
First disbursed
7/1/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$2,744
Annual debt service
$33K
Cash flow needed (1.25×)
$41K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Quality Commercial Garbage, LLC in Norton, VA — $607K (2020) · purchase · LGE Community CU
Program
7a General
Rate at approval
6.75% variable
Term
180 mo (15 yrs)
SBA guaranteed
$455K (75%)
Approval → funding
99 days
Approved
1/22/2020
First disbursed
4/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$674K
Est. down payment (10%)
$67K
Est. cash at closing
$90K
Monthly payment
$5,371
Annual debt service
$64K
Cash flow needed (1.25×)
$81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by LGE Community CU · Lender record →
Your business? Claim this record · Request removal

Financing a solid waste collection deal in Virginia? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to solid waste collection businesses with a Virginia project address.

Agent summary

How to finance a solid waste collection acquisition in Virginia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Virginia deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$561K typical loan
2 lenders active in Virginia
3+ funded Virginia deals
23 days typical to fund

Buyers buying a solid waste collection in Virginia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All solid waste collection lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/solid-waste-collection/virginia
API:: https://www.capbench.com/api/public/lenders?industry=solid-waste-collection
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.