Business Services · lender intelligence

Financing a advertising agencies acquisition

State:

The SBA 7(a) lenders funding the most advertising agencies acquisitions, ranked from public loan records — typical deal about $592K. A lender doing your industry every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance advertising agencies

$800K

Typical loan

range $300K–$1.83M

$889K

Est. purchase price

≈ loan ÷ 90%

$121,889

Cash to close

$88,889 down + fees

$10,352/mo

Typical payment

~9.5% · 10yr

$142,858/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

96.3%

Still performing

3.7% default · FY20–23

21 days

Typical time to fund

Lenders competing

more = leverage

8.39%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in advertising agencies

Ranked by funded advertising agencies acquisitions. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.168 loans · $205M · Fishers, INFull record →
4.116 loans · $120M · Evansville, INFull record →
5.284 loans · $254M · Cincinnati, OHFull record →
6.11 loans · $3M · Machias, MEFull record →
7.242 loans · $281M · Chicago, ILFull record →
8.104 loans · $100M · Portsmouth, VAFull record →
9.138 loans · $276M · Sioux Falls, SDFull record →
10.154 loans · $26M · San Diego, CAFull record →
11.868 loans · $362M · Salt Lake City, UTFull record →
12.53 loans · $101M · Dallas, TXFull record →
13.12 loans · $5M · Fargo, NDFull record →
14.105 loans · $164M · Brookline, MAFull record →
15.32 loans · $37M · Champaign, ILFull record →
16.52 loans · $50M · Rockville, MDFull record →
17.2 loans · $1M · Iowa City, IAFull record →
18.328 loans · $134M · Cleveland, OHFull record →
19.22 loans · $33M · Dallas, TXFull record →
20.36 loans · $46M · Los Angeles, CAFull record →
21.65 loans · $78M · Springfield, MOFull record →
22.12 loans · $14M · Mobile, ALFull record →
23.21 loans · $5M · Spartanburg, SCFull record →
24.2 loans · $3M · South Holland, ILFull record →
25.34 loans · $12M · Wood River, NEFull record →

114+ funded advertising agencies deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Dezen Public Relations, Inc. in Greenville, SC — $2.5M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
35 days
Approved
1/15/2026
First disbursed
2/19/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$383K
Monthly payment
$30,530
Annual debt service
$366K
Cash flow needed (1.25×)
$458K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Allen-Droog Holdings LLC in Grand Rapids, MI — $2.1M (2026) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
6.9% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
15 days
Approved
12/4/2025
First disbursed
12/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$238K
Est. cash at closing
$328K
Monthly payment
$24,783
Annual debt service
$297K
Cash flow needed (1.25×)
$372K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
PMJ Investment Corporation in Scottsdale, AZ — $2.0M (2026) · purchase · Midwest Regional Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
63 days
Approved
11/14/2025
First disbursed
1/16/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$2.2M
Est. down payment (10%)
$224K
Est. cash at closing
$308K
Monthly payment
$26,311
Annual debt service
$316K
Cash flow needed (1.25×)
$395K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
GLANCEY MARKETING LLC in Milwaukee, WI — $1.8M (2026) · purchase · Associated Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
2 days
Approved
12/29/2025
First disbursed
12/31/2025
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$203K
Est. cash at closing
$280K
Monthly payment
$21,706
Annual debt service
$260K
Cash flow needed (1.25×)
$326K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Associated Bank, National Association
Your business? Claim this record · Request removal
Lauren's Latest in Englewood, CO — $1.6M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
77 days
Approved
12/9/2025
First disbursed
2/24/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$183K
Est. cash at closing
$252K
Monthly payment
$21,351
Annual debt service
$256K
Cash flow needed (1.25×)
$320K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
RubiCrown Studios LLC in Austin, TX — $1.4M (2026) · purchase · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approved
1/21/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$157K
Est. cash at closing
$215K
Monthly payment
$18,245
Annual debt service
$219K
Cash flow needed (1.25×)
$274K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
Little Dog Agency Acquisitions LLC in Red Oak, TX — $1.1M (2026) · purchase · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$803K (75%)
Approved
3/31/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$119K
Est. cash at closing
$163K
Monthly payment
$13,846
Annual debt service
$166K
Cash flow needed (1.25×)
$208K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Perceptiv Holdings LLC in Pasadena, CA — $830K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$623K (75%)
Approved
3/13/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$922K
Est. down payment (10%)
$92K
Est. cash at closing
$126K
Monthly payment
$10,291
Annual debt service
$123K
Cash flow needed (1.25×)
$154K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Dezen Public Relations, Inc. in Greenville, SC — $250K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approved
1/15/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,201
Annual debt service
$38K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
DesignCraft Advertising in Madison, WI — $210K (2026) · purchase · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$158K (75%)
Approval → funding
15 days
Approved
11/17/2025
First disbursed
12/2/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$233K
Est. down payment (10%)
$23K
Est. cash at closing
$31K
Monthly payment
$2,775
Annual debt service
$33K
Cash flow needed (1.25×)
$42K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Allen-Droog Holdings LLC in Grand Rapids, MI — $200K (2026) · purchase · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8% variable
Term
60 mo (5 yrs)
SBA guaranteed
$100K (50%)
Approved
12/4/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$4,055
Annual debt service
$49K
Cash flow needed (1.25×)
$61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
BBIG Communications Inc. in Dallas, TX — $4.9M (2025) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.7M (75%)
Approval → funding
26 days
Approved
4/4/2025
First disbursed
4/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$5.5M
Est. down payment (10%)
$548K
Est. cash at closing
$759K
Monthly payment
$65,230
Annual debt service
$783K
Cash flow needed (1.25×)
$978K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Tribalvision Marketing LLC in Boston, MA — $3.8M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.8M (75%)
Approval → funding
7 days
Approved
1/24/2025
First disbursed
1/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$419K
Est. cash at closing
$579K
Monthly payment
$46,743
Annual debt service
$561K
Cash flow needed (1.25×)
$701K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
156 CREATIVE LLC in Grand Rapids, MI — $3.7M (2025) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.8M (75%)
Approval → funding
37 days
Approved
1/27/2025
First disbursed
3/5/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$4.1M
Est. down payment (10%)
$413K
Est. cash at closing
$571K
Monthly payment
$48,647
Annual debt service
$584K
Cash flow needed (1.25×)
$730K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Meadow Owl Brush LLC in Snowmass Village, CO — $3.5M (2025) · purchase · FirstBank
Program
Preferred Lenders Program
Rate at approval
7.98% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.6M (75%)
Approval → funding
9 days
Approved
7/22/2025
First disbursed
7/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$3.9M
Est. down payment (10%)
$389K
Est. cash at closing
$537K
Monthly payment
$42,428
Annual debt service
$509K
Cash flow needed (1.25×)
$636K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by FirstBank
Your business? Claim this record · Request removal
Ideas That Kick in Minneapolis, MN — $3.2M (2025) · purchase · Tradition Capital Bank
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
13 days
Approved
4/15/2025
First disbursed
4/28/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$355K
Est. cash at closing
$490K
Monthly payment
$41,343
Annual debt service
$496K
Cash flow needed (1.25×)
$620K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Tradition Capital Bank
Your business? Claim this record · Request removal
Vertex Communication Group LLC in Brooklyn, NY — $2.8M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
27 days
Approved
8/26/2025
First disbursed
9/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$3.2M
Est. down payment (10%)
$316K
Est. cash at closing
$436K
Monthly payment
$34,852
Annual debt service
$418K
Cash flow needed (1.25×)
$523K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Koru & Ivy LLC in Roseville, CA — $2.6M (2025) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
26 days
Approved
2/27/2025
First disbursed
3/25/2025
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$290K
Est. cash at closing
$400K
Monthly payment
$32,360
Annual debt service
$388K
Cash flow needed (1.25×)
$485K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Monkedia LLC in Sheridan, CA — $2.4M (2025) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
50 days
Approved
9/12/2025
First disbursed
11/1/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$269K
Est. cash at closing
$371K
Monthly payment
$32,316
Annual debt service
$388K
Cash flow needed (1.25×)
$485K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Good Day on Tap LLC in Indianapolis, IN — $1.7M (2025) · purchase · Old National Bank
Program
7a General
Rate at approval
7.85% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
31 days
Approved
2/28/2025
First disbursed
3/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
2
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$189K
Est. cash at closing
$260K
Monthly payment
$20,526
Annual debt service
$246K
Cash flow needed (1.25×)
$308K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to advertising agencies businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a advertising agencies acquisition with an SBA 7(a) loan: the lenders that fund the most of them (from public records), typical cost, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$592K typical loan
51 lenders fund the industry
3.7% default (FY20–23)
21 days typical to fund

Buyers researching a advertising agencies deal typically pre-qualify, then ask CapBench to introduce a lender that funds the industry — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/advertising-agencies
API:: https://www.capbench.com/api/public/lenders?industry=advertising-agencies
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.