Financing a solid waste collection acquisition in North Carolina

State:

The SBA 7(a) lenders funding the most solid waste collection acquisitions in North Carolina, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance solid waste collection in North Carolina

$1.53M

Typical loan

range $1.28M–$1.53M

$1.70M

Est. purchase price

≈ loan ÷ 90%

$233,481

Cash to close

$170,000 down + fees

$19,798/mo

Typical payment

~9.5% · 10yr

$273,212/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

23 days

Typical time to fund

Lenders competing

more = leverage

8.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in solid waste collection · North Carolina

Ranked by funded solid waste collection acquisitions in North Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.

1.51 loans · $52M · Fuquay Varina, NCFull record →
2.46 loans · $47M · Asheville, NCFull record →

2+ funded Solid Waste Collection in North Carolina deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Cornerstone Waste & Recycling LLC in Stokesdale, NC — $1.3M (2026) · purchase · The Fidelity Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$962K (75%)
Approval → funding
12 days
Approved
11/13/2025
First disbursed
11/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$143K
Est. cash at closing
$195K
Monthly payment
$16,427
Annual debt service
$197K
Cash flow needed (1.25×)
$246K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
Scs disposal llc in Lowell, NC — $1.5M (2020) · purchase · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
23 days
Approved
11/7/2019
First disbursed
11/30/2019
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Solid Waste Collection
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$170K
Est. cash at closing
$233K
Monthly payment
$17,765
Annual debt service
$213K
Cash flow needed (1.25×)
$266K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal

Financing a solid waste collection deal in North Carolina? Start with the right lender

We'll point you to the SBA lenders already funding your industry in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to solid waste collection businesses with a North Carolina project address.

Agent summary

How to finance a solid waste collection acquisition in North Carolina with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded North Carolina deals. The Fidelity Bank funds the most here. CapBench is not a lender.

$561K typical loan
2 lenders active in North Carolina
2+ funded North Carolina deals
23 days typical to fund

Buyers buying a solid waste collection in North Carolina typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All solid waste collection lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/solid-waste-collection/north-carolina
API:: https://www.capbench.com/api/public/lenders?industry=solid-waste-collection
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.